Working Capital Optimization · Finance Operations · AI Automation

Your cash is trapped.
We get it back.

Unitas Group USA helps CFOs and finance leaders release working capital that's already on the balance sheet — by rebuilding the order-to-cash and procure-to-pay cycle around AI-powered systems that perform without constant intervention. Less DSO. Tighter forecasts. Cash you can actually deploy.

Book a discovery call See our services

$250M+

Cash released across enterprise engagements

2-3wk

Typical DSO compression on global AR portfolios

Best-in-class

Cash forecast accuracy beating industry benchmarks

20yr

Senior finance operations leadership experience

The problem

Most businesses aren't losing cash because customers won't pay.

They're losing it because the cash conversion process was never built to perform.

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Invoices go to the wrong contact

Billing delays start before the invoice is sent. Wrong email, outdated contact, missing PO number — the clock starts late every time.

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Disputes sit unresolved for weeks

No clear ownership. No SLA. Disputes live in email threads until someone follows up — by which point the customer has moved on.

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Escalation happens too late

Collections gets involved at day 75. The account is already a problem. A structured escalation at day 30 would have changed everything.

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AP runs on autopilot — and pays the price

Vendors get paid the same way every cycle, regardless of terms negotiated. Early-pay discounts go uncaptured. Payment timing isn't matched to cash forecast. AP "works" — but leaves money on the table every month.

Working Capital

The cash you need is
already on your balance sheet.

Most finance teams treat working capital as a financing problem. It isn't. It's an operations problem — and operations problems compound. Every invoice that sits unsent, every dispute that drifts, every payment cycle that runs longer than it should is cash you've already earned but can't use.

The math most CFOs don't run

A company doing $100M in revenue with a 60-day DSO is carrying roughly $16.4M in receivables at any given moment. At a 9% cost of capital, every 5-day reduction in DSO releases ~$1.4M in cash — permanently — and saves ~$125K per year in financing cost. Extend payment terms by 5 days through procure-to-pay optimization, and that's another ~$1.4M released — without renegotiating a single contract.

Cash unlocked

DSO compression, AR aging cleanup, faster cash application, and disciplined escalation. Cash that was stuck in the 60–90+ day bucket becomes deployable capital within a quarter.

Forecasting accuracy

When collections behave predictably, treasury can stop building cushion into every forecast. Our clients sustain cash forecast accuracy meaningfully better than industry benchmarks — letting CFOs deploy cash with confidence instead of holding reserves "just in case."

Cost of capital avoided

Every dollar released from working capital is a dollar you don't have to borrow, draw on a revolver, or raise from investors. For PE-backed and growth-stage companies, this is the cheapest financing on the table.

The full cash conversion cycle

AR is half the equation. We also rebuild procure-to-pay so DPO is optimized intentionally — not by accident, and not by hurting vendor relationships. The goal isn't to win one side. It's to compress the cycle.

Get a working capital diagnostic → Two weeks. Quantifies trapped cash in dollars, not process gaps.

Our Approach

The Unitas FLOW Protocol.

Working capital doesn't get released by working harder on collections. It gets released by measuring the parts of the cash conversion cycle that don't show up on the standard finance dashboard — and rebuilding them around systems that perform without constant intervention. Every engagement runs through the same four pillars.

F Forecast

Cash visibility. Building the forecasting accuracy and signal infrastructure that turns finance from reactive to predictive.

L Liberate

Order-to-cash transformation. Compressing DSO, resolving disputes, and releasing working capital trapped on the asset side of the balance sheet.

O Optimize

Procure-to-pay and treasury discipline. Balancing DPO, capturing early-payment discounts where the math supports it, and strengthening the liability side without straining vendor relationships.

W Work

Sustained workflows. AI agents and automation that keep the gains in place after the engagement ends — so working capital doesn't slowly backslide.

How engagements run

20-minute discovery call → 2-week diagnostic (credited toward engagement) → Structured transformation → Optional sustainment retainer

Start with a discovery call

What we do

Core services.
One outcome.

Every engagement is designed around measurable working capital improvement — not deliverables, not reports. Results.

Working Capital Diagnostic

A two-week deep dive that quantifies, in dollars, how much working capital is trapped in your AR, AP, and billing processes — and exactly how to release it. You receive a prioritized roadmap with projected cash release and ROI for each initiative.

Cash trapped DSO analysis Roadmap

Scoped after discovery call · Typical delivery 2 weeks

AR & Collections Transformation

End-to-end redesign of your order-to-cash workflow, combined with AI agent deployment for dunning, escalation, cash application, and aging alerts.

AI agents Workflow design SOPs

Scoped after discovery call · Typical delivery 6–8 weeks

AP / Procure-to-Pay Automation

Automate your accounts payable cycle from purchase order through payment — invoice ingestion, three-way matching, approval routing, and vendor payment scheduling powered by AI agents.

AP automation PO matching Vendor payments

Scoped after discovery call · Typical delivery 6–10 weeks

Shared Services & ERP Advisory

Finance shared services design and ERP order-to-cash and procure-to-pay implementation advisory for organizations undergoing transformation, acquisition integration, or scale-up.

SAP S/4HANA Oracle NetSuite

Scoped after discovery call · Typical delivery 3–6 months

Monthly Retainer

Ongoing finance operations partnership — from performance monitoring and agent tuning to fractional VP Finance Operations support for enterprise teams across AR, AP, and beyond.

Maintain Grow Transform

Ongoing partnership · Scoped to your needs

Other Services

Complementary financial solutions to support your business operations end to end.

Virtual Payment Portal FX Hedging B2B Collections

Ask us about availability

Other services

Merchant Services

Virtual Payment Portal

A branded, secure online payment portal enabling your customers to pay invoices digitally — ACH, credit card, and wire — reducing manual payment processing and accelerating your cash conversion cycle.

Treasury

FX Currency Hedging

Strategic foreign exchange risk management for businesses operating across multiple currencies. We identify exposure, recommend hedging instruments, and implement forward contracts and options to protect your margins from currency volatility.

Collections

B2B Debt Collections

Professional business-to-business debt recovery for aged receivables that have exhausted internal collection efforts. Structured escalation, legal coordination, and negotiated settlement — preserving business relationships wherever possible.

Results

Numbers that
don't require context.

Every figure below represents working capital released — cash that was on the balance sheet but unreachable until the process changed. Real engagements, led directly by our principal. These aren't projections.

$250M+

Collections growth

Working capital released across enterprise engagements

21d

DSO improvement

Global DSO reduction through end-to-end strategy redesign

35%

AR aging reduced

AR aged 90+ days cut by tightening escalation and risk protocols

Global data & analytics enterprise

Led enterprise credit, receivables, and dispute governance for a global business with customers across 40+ countries. Rebuilt collections strategy from the ground up.

$250M+ working capital released · Double-digit DSO compression

Specialty chemical manufacturer

Owned global AR, credit, and cash application across a multi-year engagement. Sustained best-in-class DSO and held bad debt to a fraction of industry norms. Generated meaningful working capital improvement through e-invoicing alone.

Best-in-class DSO · Sub-0.02% bad debt ratio · Multi-year sustained performance

International services group

Built Financial Shared Services Center from scratch across multiple countries. Materially reduced AR aged 90+ days and compressed DSO within the first six months of operation.

AR 90+ reduced materially · Double-digit DSO compression · 6 months

How we work

From conversation
to measurable results.

No long-term commitment required to start. Every engagement begins with a diagnostic that pays for itself.

Discovery call

20 minutes to understand your priorities and confirm whether we're the right fit.

Week 0

Diagnostic

Deep audit of your AR, collections, and credit process. Roadmap with projected ROI delivered.

Weeks 1–2

Transformation

Workflow redesign, AI agent deployment, team training, and KPI dashboard buildout.

Weeks 3–10

Ongoing retainer

Continuous improvement, performance monitoring, and fractional leadership support.

Month 3+

Jeyson Rivera, CICP

Founder · Unitas Group USA

About

Jeyson Rivera, CICP

Founder & Managing Principal · Unitas Group USA

I've spent 20 years inside the financial operations of complex, global organizations — running the systems that move cash, manage risk, and keep businesses financially disciplined.

What I've learned is this: most cash flow problems aren't accounting problems — they're workflow problems. Slow collections, manual invoicing, weak credit screening, and fragmented AR processes cost businesses millions every year. And they're fixable.

Through Unitas Group USA, I now bring enterprise-grade finance operations discipline to organizations ready to modernize — combining deep process expertise with AI automation tools to build systems that actually perform.

CICP Certified Lean Six Sigma SAP S/4HANA BlackLine AR NACM Member FCIB Member Order-to-Cash Procure-to-Pay FX Hedging B2B Collections Bilingual EN / ES

Ongoing partnership

Stay ahead of your
working capital.

Available after any project engagement. Scope and cadence tailored to your organization's needs. Cancel with 30 days notice.

Maintain

Performance monitoring & continuity

✓Monthly AR & AP performance review

✓Collections & DPO KPI reporting

✓AI agent monitoring & tuning

✓2 strategy calls per month

✓Email support

Not a pitch.
Just a 20-minute conversation.

Tell us what's on your radar. If there's an opportunity, we'll find it together in the first call.

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jeyson@unitas-us.com Primary contact for all inquiries

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(917) 935-4996 Speak with our team — answered 24/7

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167 Madison Ave, Ste 205
New York, NY 10016 Serving clients nationally and internationally

"I don't take on engagements unless I'm confident we can deliver measurable results. The discovery call is where we find that out — together."

— Jeyson Rivera, CICP · Founder, Unitas Group USA

Your cash is trapped.We get it back.

The cash you need isalready on your balance sheet.